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Waltz's Investor Kit: Everything You Need to Know

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Ever felt like investing in U.S. real estate as a foreigner is more complicated than it should be? You’re not wrong. From setting up a legal entity to opening a bank account without a U.S. address, the process is packed with hurdles that aren't always easy to navigate from abroad.

Now, you can eliminate the complexity of U.S. real estate investing with the Waltz Investor Kit. Built specifically for international buyers, it brings together everything you need to get started into one streamlined package. 

It’s a faster, easier, and more reliable way to start investing without the usual delays or guesswork. In this guide, we’ll walk you through how it works, what’s included, and why it might be the smartest first step you take before buying a U.S. investment property.

Key takeaways

  • Set foreign nationals up for success: Get an LLC, EIN, U.S. bank account2, and foreign exchange capabilities2 with the purchase of a Waltz Investor Kit.
  • Move quickly and confidently: All the documents you need to start investing can be yours in minutes. No back-and-forth with lawyers or multiple vendors.
  • Compliance meets convenience: Everything you need to launch your real estate business without ever stepping foot in the United States.

1. LLC with an EIN to jumpstart your business

The Investor Kit is an all-in one solution for real estate investors. When you're thousands of miles away, setting up the infrastructure to invest in U.S. real estate can take weeks (or even months). With the Investor Kit, you get a turnkey setup to jumpstart your investment journey.

In order to buy U.S. real estate with investment property financing like a DSCR loan, you need to have a U.S. entity. An LLC, or Limited Liability Company is a popular U.S. business structure that offers liability protection and flexibility, especially for real estate investors. When you purchase an Investor Kit from Waltz, you get an LLC in the state where you plan to purchase property along with:

  • EIN (Employer Identification Number): Required to open a U.S. bank account, file taxes, and apply for a mortgage. Getting one as a non-U.S. citizen can take weeks or even months after you open an LLC. Thankfully, the Investor Kit delivers your EIN along with your LLC setup in just minutes.
  • Operating Agreement: This internal document governs how your LLC operates and is required by lenders for loan approval. When forming an LLC through an attorney, documents like the operating agreement often come at an added cost. With the Investor Kit, it’s already included.
  • Registered agent and mail scanning services: These services are legally required for any U.S.-based LLC and are especially valuable when operating from abroad. A registered agent ensures your business can receive official documents and legal notices, while mail scanning gives you digital access to physical mail sent to your LLC. Waltz includes one year of both services, which eliminates the need to find and pay separate providers.

2. U.S. bank account 

Having a U.S. bank account is essential to anyone investing in real estate. From collecting rental income to covering property expenses, a U.S. account streamlines the day-to-day management of your investment. It also helps you avoid the unpredictability of international currency fluctuations, giving you more control and stability. 

Why opening a U.S. bank account can be challenging for non-residents

Opening a U.S. bank account isn’t always easy if you live outside the country. Most U.S. banks have strict requirements to open an account. These requirements can become significant roadblocks such as having a physical address in the U.S. as well as in-person identity verification, which often means flying to the U.S. It can be especially frustrating when you’re ready to close on a property, but can’t move forward because your bank account isn’t set up yet.

Don’t worry, the Investor Kit’s got you covered.

How does an Investor Kit help foreign nationals open a U.S. bank account?

As part of the Investor Kit, you get a U.S. business checking account—powered by Regent Bank, Member FDIC2. The best part? It’s all done remotely and without the usual red tape. 

The account is established under your U.S.-based LLC, offering legitimacy and flexibility from the start. Here’s what’s included when you open an account with Waltz through Regent Bank2:

  • FDIC insurance up to $250,000, giving you financial protection and peace of mind.
  • The ability to send and receive wires, collect rent, and manage expenses from anywhere in the world.
  • A seamless experience with no need to visit a U.S. branch, bypassing one of the biggest hurdles for international investors.

For global real estate investors, time and convenience are just as valuable as the investment itself. With the Investor Kit, you’re set up to succeed from day one—no plane ticket required!

3. Foreign exchange capabilities

Living abroad but investing in the United States? You’re probably constantly moving money across borders.

Whether you're investing in U.S. real estate or managing rental income, you can send money securely and efficiently—all from one account. Powered by Visa Global Services3, Waltz makes it easy to wire funds internationally, manage currency exchange directly from your U.S. bank account, and avoid the hidden fees that typically come with cross-border transfers. 

How much does the Investor Kit cost?

How long would it take you to fly to the U.S. just to open a bank account? And how much would that cost? Now add in attorney fees for LLC documents, state registration costs, and the hours you'd spend managing it all. It adds up fast. The Investor Kit from Waltz takes care of it in minutes. While it’s subject to change, the typical price ranges from as little as $680 in some states and up to $1,200 in others.*

No flights. No attorneys. No stress. You get everything you need to legally own and manage U.S. property, all in one place. Add an Investor Kit to any Waltz loan and skip the busywork!

Get everything you need to invest in U.S. real estate today

U.S. real estate investing from around the world doesn’t have to be complicated. The Investor Kit from Waltz gives you everything you need to confidently step into real estate investing. Get access to everything from forming an LLC and securing an EIN, to opening a bank account, and managing your money across borders–all within minutes.

Start the loan process and get an Investor Kit to stay on track for closing.

*Disclaimer: The products, services, and pricing described in this article are subject to change at any time without notice. For the most up-to-date information, please contact a Waltz sales representative.

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